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Kitchen finance available

Buy Now, Pay Monthly – Get your finance set up today

We are delighted to be able to offer our customers some great finance options to help make the purchase of your new kitchen from the German Kitchen Store more affordable and convenient.

Buying a kitchen from us on finance means you don’t need to pay a large sum of money upfront, you can spread the cost of your kitchen over a period of up to 5 years.

We have chosen to partner with Ideal4Finance Ltd because they offer simplicity and competitive rates. Ideal4Finance provide flexible methods in which to apply for finance, and combined with flexible repayment terms and a commitment to getting the most competitive rates, we believe Ideal4Finance are well – ideal – ideal for you the customer, and ideal for us as a business. It’s a win, win!

Let see how this works!

Your 4 step quick decision loan application

All the information you need to get started can be found on our Finance page. But here is a quick summary:

You will need the following information before you apply:

• Details of any additional income
• Name and address of your employer (if applicable)
• Your address and postcode
• Your bank account number and sort code

You can apply online through our Finance page, which will take you to the Ideal4Finance website to begin your application.

Here you can select your loan type from the following options:

• Unsecured – a loan that is not secured against any assets
• Secured – A loan that is tied to your property. That is usually a second charge behind your mortgage.
• Guarantor – A loan that is granted with the support of a third party (guarantor) with better credit.

You can then select the amount you wish to borrow and over what term (1-5 years).

You will be asked to rate your current credit rating:

• Excellent – Several years credit history, no defaults, CCJs or missed payments
• Good – At least 2/3 years credit history. Some missed payments accepted but no defaults or CCJs.
• Fair – May have missed payments recently, or had a CCJ or defaulted on an account several years ago.
• Poor – Current missed payments, CCJ’s or defaulted on an account within the last 12 months.

Will my credit score be affected if I apply for this finance?

A soft credit search will be carried out to check your eligibility for a loan, this will appear on your credit file but will not be visible to other lenders, which should not affect your credit score. You may receive a quote immediately but if not, don’t worry. One of our processors will be in touch to discuss the next steps.

Other information required includes:

• Years in current address
residential status
• Employment status
• Yearly salary
• Name and contact details
• Payment options

And that’s it – the form is quick and easy to complete and your application will start to be processed the moment it’s received.

Approving your finance application

A representative from Ideal4Finance Ltd will need to contact you regarding your application, which can be either phone, email or SMS – you can select your preferred option.
Ideal4Finance offer flexible terms, with secured and unsecured lending options from a varied panel of lenders. They work hard to match your specific needs to the right lender to get the best possible finance option to suit you.

The final decision is based on your individual circumstances, including your personal credit profile, the amount you are looking to borrow and the length of time you would like to make the repayments.

Order your dream kitchen today!

Our new kitchen features in 2022 meet demand in a particularly innovative and modern fashion. After all, our home has never been more important to us than in these times.
Our collections are now defined by intelligent and incredibly variable storage solutions, smart features – some of them with a digital inspiration – and new colours and décors, from authentic to elegant.  We are rediscovering the utility room and using creative access solutions to open up new horizons of room design.

If you have any questions, please get in touch at hello@germankitchenstore.co.uk or call us on 01525 851642.

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© German Kitchen Store Ltd. All rights reserved.
Registered in England and Wales. Company Reg. No. 12733185. VAT No. 266 8001 03.

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